Mortgage Calculators
Calculate Your Mortgage Possibilities
Use this calculator to determine your monthly payment and amortization schedule.
Can you buy your dream home?
Use this calculator to find out just how much you can afford!
CMHC Premium Calculator
A tool to help you estimate the premium payable when you are purchasing a home. Simply enter the purchase price, down payment and the amortization period.
Land Transfer Tax Calculator
Determine the amount of land transfer tax you will have to pay.
Note that land transfer tax is applied on the sale price only.
CREDIT SCORES
The credit score is calculated by a statistical process and provides a guideline for lenders to extend credit (and if so, how much) to a borrower. Mortgage companies, banks, and insurance companies determine the interest rate they will charge based on the borrowers credit score. The credit scoring process encompasses both your pay history and the amount of credit you currently have. The credit score is a substantial portion of the entire credit report.
Low Credit Scores will result in higher payments on loans, credit cards, and insurance.
The credit score is sometimes called the FICO Score, which is an acronym for the creators of the FICO score, Fair Isaac Credit Organization.
Below is a table showing different score ranges
| Score Range | Rating |
| 780+ | Perfect |
| 720 - 780 | Excellent |
| 675 - 720 | Average |
| 620 - 690 | Fair |
| Below 620 | Low |
Testimonials
Vladi was extremely amazing in the process to helping me find my first new home. He is professional and very knowledgeable, I knew nothing when it came to purchasing a property and he was there every step of the way. He made my purchase flawless from the beginning to the end. He always considered my wants in the property and took care of my concerns. I would definitely recommend him!
LG, Scarborough
"Vladi has worked for our family for years and we are always very pleased Vladi has always exceeded our expectations and done a wonderful job"
Jennifer Francisco
CENTURY 21 Leading Edge Realty Inc. Brokerage
INFO & SERVICES
CENTURY 21 Leading Edge Realty Inc. Brokerage
1825 Markham Road, Unit 301, Scarborough, ON M1B4Z9
(416) 298-6000
INFO & SERVICES
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